menu
Built for businesses of all size
Multi-currencyaccounts for smooth, reliable global payments
HarpFi Enables businesses to seamlessly manage liquidity and transfer funds across borders with our unified dashboard — the central hub for all your global payment needs.
Get Started
Collect from clients in their local currency, without the hidden costs
local payouts to over 100 countries
Get paid into accounts with your business name
Receive, hold, convert, and send on local and international rails with named or FBO account details and transparent, better FX pricing — for businesses in eligible industries.
Get Account Details
Welcome, Ruiz 👑
Convert
Make a Transfer
Balance Overview
View All Balances
USD Balance
GBP Balance
EUR Balance
NGN Balance
₦0.50
Recent
Currency
All
Date
Description
Amount
Sep 30, 2023
30th Sept, 2023
Tax Returns
+ £1,780.00
View
30th Sept, 2023
Deposit for August 2023
+ $3,970.00
View
Sep 29, 2023
Quarterly settlement for Q3 2023
- €1,330.00
View
Sep 28, 2023
Monthly deposit from order profit
+ $3,970.00
View
fx and conversion
Currency conversion that works in your favor
HarpFi gives you access to institutional-grade FX rates — with no hidden spreads or silent markups. Convert instantly between your currency accounts or automate these conversions when the market moves in your favour.
Source Balance
USD
USD Balance:
Target Balance
GBP
Convert
USD
To
GBP
Convert
From
USD Balance
Receive
To
GBP Balance
API Integration
Built for developers, designed for scale
Send money beyond manual dashboard operations. The HarpFi API allows your application to programmatically initiate transfers to over 30 currencies.
view documentation
12345678910111213141516
Programmatic Payouts
Initiate single or bulk transfers to suppliers and customers globally. Our REST-based architecture ensures predictable, standard integration for your engineering team.
Real-Time Webhooks
Stop polling for updates. Receive instant notifications the moment a payment is processed, sent, or delivered, keeping your users informed every step of the way.
Secure Sandbox Testing
Build with confidence. Test your integration end-to-end in our dedicated sandbox environment before moving a single cent of real money.
payment rails
Send and receive money in over 60 countries.
Use local rails where possible, global rails when needed. Whether you’re paying suppliers in Europe, receiving from partners in Dubai, or funding operations in Africa, HarpFi ensures fast, traceable delivery.
payment entity
Make payment on behalf of others, compliantly
With HarpFi’s Entity-as-a-Service model, businesses and platforms can create sub-accounts, manage funds, and process payments for their merchants or partners without building banking infrastructure from scratch.
Create an Account
Who is sending the payment?
Initiating Account
I am paying on behalf of an entity
Who is receiving the payment
Currency
GBP
Recipient
Add new recipient
Your Beneficiaries
Michael Omoregha
GBP
**** 6727
Atinuke Olumegbon
GBP
**** 9483
Cancel
Continue
otc
Access institutional grade FX from your dashboard or API
HarpFi’s OTC (Over-the-Counter) desk gives your business direct access to deep liquidity and custom rates for high-volume conversions.
Get Started
Real-time rates
View live OTC quotes and execute trades instantly
Dashboard execution
Trade directly within your HarpFi dashboard, with full transaction visibility and reporting.
API integration
Automate large conversions or schedule FX through the HarpFi API — ideal for platforms, PSPs, and treasury teams.
Fully Regulated. Always Protected
Your money stays yours. Always.
license
HarpFi is FCA-regulated and client funds are safeguarded in segregated tier-one bank accounts. Even in the unlikely event of disruption, our safeguarding partner ensures full return of funds. Security isn’t a feature — it’s the foundation.
INDUStries
Made for businesses that move the world
Our infrastructure supports regulated and non-regulated entities that move capital globally. Join businesses that trust HarpFi for faster settlements, better rates, and total transparency.
Financial Institutions
From private banks to payment processors, our comprehensive liquidity offerings cater to the diverse needs of financial institutions.
Fintechs
We enable you to offer fast and cost-effective remittance services to your customers, enhancing their financial mobility while maximizing your operational efficiency.
Corporate Enterprises
Whether you're managing multinational supply chains or conducting cross-border investments, our platform provides the flexibility and reliability you need to succeed in the global marketplace.
How we help businesses keep more of their money
Leveraging Harpfi for our payment management has been a breath of fresh air. Their platform simplifies what was once complicated cross-border transactions, and their consistently excellent support is another major plus.
CEO
Paystro
Every transaction, handled with precision
Over
$450M
transacted over the last 12 months
Over
100
major and exotic currencies across key markets
up to
99.99%
uptime across API and dashboard operations
Grow across markets, not spreadsheets
Whether you’re an established fintech or scaling business, HarpFi lets you open accounts, manage FX, and settle payments across entities — all from one API-driven platform.
contact sales
Crossbeam Financial Services Ltd. trading as HarpFi (No.10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.
products
Multi-Currency Accounts
Business Entity
FX & Currency Conversion
OTC
company
About
FAQ
Contact Us
API Documentation
privacy
Privacy Policy
Terms of Use
© 2025 crossbeam financial services
Have a complaint?
Reach out to us
login
Contact sales
menu
Built for businesses of all size
Multi-currencyaccounts for smooth, reliable global payments
HarpFi Enables businesses to seamlessly manage liquidity and transfer funds across borders with our unified dashboard — the central hub for all your global payment needs.
Get Started
Collect from clients in their local currency, without the hidden costs
local payouts to over 100 countries
Get paid into accounts with your business name
Receive, hold, convert, and send on local and international rails with named or FBO account details and transparent, better FX pricing — for businesses in eligible industries.
Get Account Details
Welcome, Ruiz 👑
Convert
Make a Transfer
Balance Overview
View All Balances
USD Balance
GBP Balance
EUR Balance
NGN Balance
₦0.50
Recent
Currency
All
Date
Description
Amount
Sep 30, 2023
30th Sept, 2023
Tax Returns
+ £1,780.00
View
30th Sept, 2023
Deposit for August 2023
+ $3,970.00
View
Sep 29, 2023
Quarterly settlement for Q3 2023
- €1,330.00
View
Sep 28, 2023
Monthly deposit from order profit
+ $3,970.00
View
fx and conversion
Currency conversion that works in your favor
HarpFi gives you access to institutional-grade FX rates — with no hidden spreads or silent markups. Convert instantly between your currency accounts or automate these conversions when the market moves in your favour.
Source Balance
USD
USD Balance:
Target Balance
GBP
Convert
USD
To
GBP
Convert
From
USD Balance
Receive
To
GBP Balance
API Integration
Built for developers, designed for scale
Send money beyond manual dashboard operations. The HarpFi API allows your application to programmatically initiate transfers to over 30 currencies.
view documentation
12345678910111213141516
Programmatic Payouts
Initiate single or bulk transfers to suppliers and customers globally. Our REST-based architecture ensures predictable, standard integration for your engineering team.
Real-Time Webhooks
Stop polling for updates. Receive instant notifications the moment a payment is processed, sent, or delivered, keeping your users informed every step of the way.
Secure Sandbox Testing
Build with confidence. Test your integration end-to-end in our dedicated sandbox environment before moving a single cent of real money.
payment rails
Send and receive money in over 60 countries.
Use local rails where possible, global rails when needed. Whether you’re paying suppliers in Europe, receiving from partners in Dubai, or funding operations in Africa, HarpFi ensures fast, traceable delivery.
payment entity
Make payment on behalf of others, compliantly
With HarpFi’s Entity-as-a-Service model, businesses and platforms can create sub-accounts, manage funds, and process payments for their merchants or partners without building banking infrastructure from scratch.
Create an Account
Who is sending the payment?
Initiating Account
I am paying on behalf of an entity
Who is receiving the payment
Currency
GBP
Recipient
Add new recipient
Your Beneficiaries
Michael Omoregha
GBP
**** 6727
Atinuke Olumegbon
GBP
**** 9483
Cancel
Continue
otc
Access institutional grade FX from your dashboard or API
HarpFi’s OTC (Over-the-Counter) desk gives your business direct access to deep liquidity and custom rates for high-volume conversions.
Get Started
Real-time rates
View live OTC quotes and execute trades instantly
Dashboard execution
Trade directly within your HarpFi dashboard, with full transaction visibility and reporting.
API integration
Automate large conversions or schedule FX through the HarpFi API — ideal for platforms, PSPs, and treasury teams.
Fully Regulated. Always Protected
Your money stays yours. Always.
license
HarpFi is FCA-regulated and client funds are safeguarded in segregated tier-one bank accounts. Even in the unlikely event of disruption, our safeguarding partner ensures full return of funds. Security isn’t a feature — it’s the foundation.
INDUStries
Made for businesses that move the world
Our infrastructure supports regulated and non-regulated entities that move capital globally. Join businesses that trust HarpFi for faster settlements, better rates, and total transparency.
Financial Institutions
From private banks to payment processors, our comprehensive liquidity offerings cater to the diverse needs of financial institutions.
Fintechs
We enable you to offer fast and cost-effective remittance services to your customers, enhancing their financial mobility while maximizing your operational efficiency.
Corporate Enterprises
Whether you're managing multinational supply chains or conducting cross-border investments, our platform provides the flexibility and reliability you need to succeed in the global marketplace.
How we help businesses keep more of their money
Leveraging Harpfi for our payment management has been a breath of fresh air. Their platform simplifies what was once complicated cross-border transactions, and their consistently excellent support is another major plus.
CEO
Paystro
Every transaction, handled with precision
Over
$450M
transacted over the last 12 months
Over
100
major and exotic currencies across key markets
up to
99.99%
uptime across API and dashboard operations
Grow across markets, not spreadsheets
Whether you’re an established fintech or scaling business, HarpFi lets you open accounts, manage FX, and settle payments across entities — all from one API-driven platform.
contact sales
Crossbeam Financial Services Ltd. trading as HarpFi (No.10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.
products
Multi-Currency Accounts
Business Entity
FX & Currency Conversion
OTC
company
About
FAQ
Contact Us
API Documentation
privacy
Privacy Policy
Terms of Use
© 2025 crossbeam financial services
Have a complaint?
Reach out to us
login
Contact sales
Built for businesses of all size
Multi-currencyaccounts for smooth, reliable global payments
HarpFi Enables businesses to seamlessly manage liquidity and transfer funds across borders with our unified dashboard — the central hub for all your global payment needs.
Get Started
Collect from clients in their local currency, without the hidden costs
local payouts to over 100 countries
Get paid into accounts with your business name
Receive, hold, convert, and send on local and international rails with named or FBO account details and transparent, better FX pricing — for businesses in eligible industries.
Get Account Details
Welcome, Ruiz 👑
Convert
Make a Transfer
Balance Overview
View All Balances
USD Balance
GBP Balance
EUR Balance
NGN Balance
₦0.50
Recent
Currency
All
Date
Description
Amount
Sep 30, 2023
30th Sept, 2023
Tax Returns
+ £1,780.00
View
30th Sept, 2023
Deposit for August 2023
+ $3,970.00
View
Sep 29, 2023
Quarterly settlement for Q3 2023
- €1,330.00
View
Sep 28, 2023
Monthly deposit from order profit
+ $3,970.00
View
fx and conversion
Currency conversion that works in your favor
HarpFi gives you access to institutional-grade FX rates — with no hidden spreads or silent markups. Convert instantly between your currency accounts or automate these conversions when the market moves in your favour.
Source Balance
USD
USD Balance:
Target Balance
GBP
Convert
USD
To
GBP
Convert
From
USD Balance
Receive
To
GBP Balance
contact sales
JSON
{ "success": true, "message": "Payment successfully initiated", "data": { "status": "submitted", "reference": "d8bf770ab6b7b429a7fa948efuc298572955758010", "id": "TPO_8wMSvIhlVnhc" }}
123456789
API Integration
Built for developers, designed for scale
Send money beyond manual dashboard operations. The HarpFi API allows your application to programmatically initiate transfers to over 30 currencies.
view documentation
12345678910111213141516
Programmatic Payouts
Initiate single or bulk transfers to suppliers and customers globally. Our REST-based architecture ensures predictable, standard integration for your engineering team.
Real-Time Webhooks
Stop polling for updates. Receive instant notifications the moment a payment is processed, sent, or delivered, keeping your users informed every step of the way.
Secure Sandbox Testing
Build with confidence. Test your integration end-to-end in our dedicated sandbox environment before moving a single cent of real money.
payment rails
Send and receive money in over 60 countries.
Use local rails where possible, global rails when needed. Whether you’re paying suppliers in Europe, receiving from partners in Dubai, or funding operations in Africa, HarpFi ensures fast, traceable delivery.
payment entity
Make payment on behalf of others, compliantly
With HarpFi’s Entity-as-a-Service model, businesses and platforms can create sub-accounts, manage funds, and process payments for their merchants or partners without building banking infrastructure from scratch.
Create an Account
Who is sending the payment?
Initiating Account
I am paying on behalf of an entity
Who is receiving the payment
Currency
GBP
Recipient
Add new recipient
Your Beneficiaries
Michael Omoregha
GBP
**** 6727
Atinuke Olumegbon
GBP
**** 9483
Cancel
Continue
otc
Access institutional grade FX from your dashboard or API
HarpFi’s OTC (Over-the-Counter) desk gives your business direct access to deep liquidity and custom rates for high-volume conversions.
Get Started
Real-time rates
View live OTC quotes and execute trades instantly
Dashboard execution
Trade directly within your HarpFi dashboard, with full transaction visibility and reporting.
API integration
Automate large conversions or schedule FX through the HarpFi API — ideal for platforms, PSPs, and treasury teams.
Fully Regulated. Always Protected
Your money stays yours. Always.
license
HarpFi is FCA-regulated and client funds are safeguarded in segregated tier-one bank accounts. Even in the unlikely event of disruption, our safeguarding partner ensures full return of funds. Security isn’t a feature — it’s the foundation.
INDUStries
Made for businesses that move the world
Our infrastructure supports regulated and non-regulated entities that move capital globally. Join businesses that trust HarpFi for faster settlements, better rates, and total transparency.
Financial Institutions
From private banks to payment processors, our comprehensive liquidity offerings cater to the diverse needs of financial institutions.
Fintechs
We enable you to offer fast and cost-effective remittance services to your customers, enhancing their financial mobility while maximizing your operational efficiency.
Corporate Enterprises
Whether you're managing multinational supply chains or conducting cross-border investments, our platform provides the flexibility and reliability you need to succeed in the global marketplace.
How we help businesses keep more of their money
Leveraging Harpfi for our payment management has been a breath of fresh air. Their platform simplifies what was once complicated cross-border transactions, and their consistently excellent support is another major plus.
CEO
Paystro
Every transaction, handled with precision
Over
transacted over the last 12 months
Over
major and exotic currencies across key markets
up to
uptime across API and dashboard operations
Grow across markets, not spreadsheets
Whether you’re an established fintech or scaling business, HarpFi lets you open accounts, manage FX, and settle payments across entities — all from one API-driven platform.
contact sales
© 2025 crossbeam financial services
Have a complaint?
Reach out to us
Crossbeam Financial Services Ltd. trading as HarpFi (No.10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.
products
Multi-Currency Accounts
Entity Management
FX & Currency Conversion
OTC
resources
About
FAQ
Contact Us
API Documentation
privacy
Privacy Policy
Terms of Use